Website Terms & Disclaimer

About this website

commercialinsuranceadvisor.ca is the website of Mansher Waraich, Commercial Insurance Broker. Commercial Insurance Advisor is a personal practice name; it is not an insurance company and it is not a separate insurance brokerage. Commercial insurance is placed through Sonic Insurance, and life and living benefits products are arranged through MSW Financial.

Information is general

Everything published on this website is general information about insurance. It is not legal, tax, accounting or financial advice, and it is not a recommendation about any specific policy for your circumstances. Before acting on anything here, speak with a licensed professional about your own situation.

No offer and no coverage

• Nothing on this website is an offer of insurance or a promise that coverage will be available to you
• Submitting a form does not bind, change, renew or cancel any coverage
• Coverage exists only once an insurer has accepted the risk and issued a policy
• To report a claim or make an urgent change, call rather than relying on the website

Accuracy

The information here is prepared carefully but insurance products, wordings and market conditions change. No warranty is given that the content is complete, current or free from error. Where there is any difference between this website and an issued policy, the policy wording governs.

Links to other websites

This site links to other websites, including those of Sonic Insurance and MSW Financial. Those sites are not controlled by this one, and no responsibility is accepted for their content or their privacy practices.

Images

Any photographs used on this site are illustrative. They do not depict clients of this practice, and no relationship between the practice and any business, vehicle or property shown should be inferred.

Intellectual property

The text, design and structure of this website belong to the practice and may not be reproduced without permission. Third-party names and marks referred to on this site belong to their respective owners.

Limitation of liability

To the extent permitted by law, no liability is accepted for any loss arising from reliance on the information published on this website. Your use of the site is at your own risk.

Governing law

These terms are governed by the laws of the Province of Alberta and the laws of Canada applicable in Alberta.

Contact

Questions about these terms can be sent to mansher@sonicinsurance.ca or raised by phone on 780-599-6660.